
Each year more than $100 billion face value of life insurance lapses by seniors over the age of 65 – mostly from a lack of knowledge that an unneeded or unaffordable policy may be sold. There are numerous reasons to consider when selling a life policy.
LISA members can help you with every type of insurance policy, including term insurance. However, the majority of policies sold in the secondary market for life insurance are universal life insurance policies.
Policies may be owned individually or through a corporation, foundation, trust, non-profit organization, or business. It is also very important that all beneficiaries understand the process, agree to the sale, and are actively involved in the sales process.
Our mission is to advance the highest standards of practice and professional development for the industry and to educate consumers and advisors about a life settlement as an alternative to lapse or surrender of a life insurance policy.
For more than 20 years, the Association has been the voice of the industry. Membership includes 90 firms representing life settlement brokers, providers, investment firms, law firms, medical underwriters, consultants, actuaries, trustees & escrow agents. The market is well-regulated affording consumers comprehensive protection under state life settlement laws. Members of the Association are required to annually attest to abiding by a Code of Ethics and Standards of Professional Conduct, including all appropriate laws and regulations.
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Latest Blogs
Evaluating Life Settlement Providers
Evaluating life settlement companies can be a difficult and confusing process. The process of selling an unwanted or unneeded policy is regulated in most states…
Explaining Life Settlements - What Policyholders Need to Know
Do you have a life insurance policy that you’re about to let lapse? Are you 65 years or older?
5 Tips for a Successful Life Settlement Negotiation
There are a lot of factors that go into determining the value of a life settlement. However, none are as important as your ability to…
LISA Endorses H.R. 5958, the “Senior Health Planning Account Act”
The Life Insurance Settlement Association (LISA) today endorsed H.R. 5958, the “Senior Health Planning Account Act”, introduced by Rep. Brian Higgins (D-NY) and Rep. Gregory…